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Hong Kong Licensed

Credit Facility Powered by Collateral

Deposit collateral assets, receive Banqi Credit, convert to VISA card or transfer P2P. Simple, regulated, secure.

Get Started → 📺 Watch Demo
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Deposit Collateral
Deposit USDT or other digital assets as collateral
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Get Banqi Credit
Receive 1:1 Banqi Credit backed by your collateral
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Convert to VISA
Convert to VISA card for global spending
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P2P Transfer
Transfer credit to other users instantly
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Fully Collateralized

Every Banqi Credit is backed 1:1 by deposited collateral. Your assets are secure.

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1% Release Fee

Only 1% fee when you release collateral back. No hidden charges.

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Global VISA

Use your VISA card in 180+ countries. Online, offline, ATM.

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Mobile App

Manage your credit on the go with our iOS and Android apps.

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Licensed & Regulated

Hong Kong Money Lending License. TCSP custody services.

Instant Settlement

Convert credit to card balance instantly. No waiting.

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Powerful API

REST API to manage credit, deposits, releases, and assignments programmatically.

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AI Agent Ready

Create AI agents with granular permissions. Automate credit management.

Automated Rules

Set up triggers and actions. Automate deposits, releases, and transfers.

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Real-time Dashboard

Monitor agent activity, set spending limits, and track performance.

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Secure by Design

Each agent has its own API key. Set per-agent limits and permissions.

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Batch Operations

Pay up to 100 recipients in a single atomic transaction.